Insurance Group Munich

Dismissals of employees are trading part of the maximization strategy the Munich Reinsurance as ERGO in Dusseldorf, but it had about 50,000 employees in Munich has its headquarters. E.g. DKV, Hamburg-Mannheimer, Victoria, Valencia home savings, KarstadtQuelle belong to the group insurance (majority), Neckermann insurance (to 75%). According to their press release from the 06.08.08, the Munich Re Group has achieved a profit of 1.4 billion euro in the first half of 2008 (previous year period: 2.1 billion). Profit for the year should be 2008 well over 2 billion strict handling of the IFRS rules on depreciation despite sharply lower share prices and the dollar’s fall.

Keeps its medium-term targets Munich Re set: by 2010 more than 8 billion to shareholders should flow on stock buybacks and dividend payments. A component of ERGO’s strategy is to reduce the expense ratios. End of 2007 she had targets for their expense ratios ERGO (HGB) communicating: by the year 2010, the management expense ratios in life insurance to 2.9% (2007: 3.3%) and in health insurance to 2.8% (3.0%) wants to reduce ERGO; composite the operating expense ratio should be 30.5% (32.2%). ERGO plans, to save around 180 million of property and personnel costs in the year 2010. This means that nationwide 1.570 jobs will be axed.

Also a total of 360 vacant posts should be deleted in the sum so 1,930 points. Axel Mende, Parliament candidate of the party that says left from the District of Dachau: From the press release of the Group was unaware that extent to which the increasing loss of the purchasing power of citizens and increasing poverty affect also the business of insurance. What the German retail 2010 experience since adoption of the agenda, the customers purchase dispensing, the shrinkage of the domestic economy, will also soon recognizes the German insurance. More and more people who have to give up their life insurance, loss of unemployment in the case or Maturity by means of the Hartz IV instrument be ousted, and see no sense in insurance contracts. This instrument of raising capital will be lost of the financial world to a greater extent. Against Hartz IV and long-term unemployment there is no offer of Insurance Group Munich Re. Each worker is away time only 12 months of the ALG II and saves some insurance for this reason. Once again there is quite clear that the right of citizens to social protection, reliability and predictability of planning your life with feet is performed. On the part of the large corporations this inhuman policy in favour of profit maximization is brutally pulled through and includes also the Munich Re. V.i.S.d.P. Axel Mende parliamentary candidate for the Distr. Dachau Lerche. 1 85259 Larisa Tel: 08134 559021, eMail: Web:


It is the last week of October and as the air begins to cool down also comes the reality that there are many days of holidays coming around the corner. And public holidays means candy containers, food counters, opening doors, guests arriving and maybe join for a meal. So, what does this for your dog? Keep reading! Ask any vet and will tell you that the holidays bring many dangers for especially the naughty dogs! Theft of chocolate, which is poisonous to dogs and can cause liver damage or death is a common problem. Running through the door when people is entering and exiting the street is another danger. Not to mention how humans feel when your dog jumps on top people find browsing the counters of goodies, gifts rips under the Christmas tree or requests on the table during dinner. Although it may seem that the holidays are still far, now is the time to work with your dog in obedience and good manners. It is likely that your schedule is only going to get more busy so it is a good idea to work the training of your pet into your routine now. Dogs are creatures of habit, the sooner you start to practice new behaviors, desirable more than your dog already is good habits before chimes and bells start ringing.

Start working with your dog in some commands for basic obedience in a formal way, such as a belt, to help your pet well learn the commands to walk beside me, sit, down, stay and come. The purpose of work on them is what you can use commands to work on other issues and also for who can earn the respect of your pet. Once your dog knows the basics, then, you can use behaviors to work in all other matters. For example, if you catch your dog in the Act of entering in the trash, you can say no and put him in a plain / stay. The down / stay can also be used to eliminate begging in meals, keep it from baboso your guests every time they are visiting and much more. The practice of a better performance by the door, another valuable lesson. You might need to use the strap of your dog at first to teach him not to run towards the door, even if it is open, not jumping on people entering, etc good habits are especially important for the job before Halloween when the campaign will be called and the door opens on several occasions. In addition to the conduct of your dog, it is also important for human beings to develop good habits. While your pet must be taught to not steal chocolate or get into things that are there, it is also important for the man of the House to get into the habit to keep pets safe by not leaving potentially dangerous things at your fingertips. Use forecast and work in obedience to your dog and customs ahead of time is an excellent way to ensure the safety of your dog, as well as your enjoyment of your mascot during the upcoming holidays and for the life of your dog.